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MSME full Form - जाने क्या है MSME की नई परिभाषा, MSME रजिस्ट्रेशन और पात्रता

बैंको से लाभ मिलता है : MSME में रजिस्टर्ड बिजनेस को बैंक से लाभ मिलता है, जैसे कम ब्याज दर पर भी लोन उपलब्ध कराया जाता है. MSME में रजिस्टर्ड कंपनी के लिए ब्याज की दर सामान्य व्यापार की ब्याज दर की तुलना में 1-1.5 प्रतिशत कम होती है.


राज्य सरकार छूट प्रदान करती है : राज्य सरकार ऐसी कंपनियों को औद्योगिक, बिजली और कर सब्सिडी भी उपलब्ध कराते हैं. इसके अंतर्गत आने वाली कंपनियों को विशेष रूप से बिक्री कर में छूट दी जाती है.


कर लाभ : रजिस्टर्ड कंपनी एक्साईज छूट योजना का लाभ ले सकते है, इसके साथ शुरूआती कुछ वर्षों में प्रत्यक्ष करों से भी छूट मिलती है. सरकार व्यवसाय को स्थापित करने में मदद करती है और कई तरह की सब्सिडी भी प्रदान करती है. जिससे ये कंपनियां अधिक से अधिक लाभ कमायें और खुद को स्थापित कर सकें.


केंद्र और राज्य की सरकार से Approval : MSME में रजिस्टर्ड कंपनियों को सरकारी लाईसेंस और प्रमाणीकरण जल्द और आसानी से मिल जाते है. सरकार ने छोटे उद्योगों में मदद के लिए कई तरह की सरकारी निविदाएं या टेंडर भी खोले हैं, जो लघु व्यवसाय की भागीदारी को बढ़ावा देने के लिए ही खुली हैं.


1. Bank Loans (Collateral Free)

The Government of India has made collateral-free credit available to all small and micro business sectors. This initiative guarantees funds to micro and small sector enterprises. Under this scheme, both the old as well as the new enterprises can claim the benefits. A trust named The Credit Guarantee Trust Fund Scheme was introduced by the Government Of India, SIDBI(Small Industries Development Bank Of India) and the Ministry of Micro, Small and Medium Enterprise to make sure this scheme is implemented (Credit Guarantee Scheme) for all Micro and Small Enterprises.

2. Subsidy on Patent Registration

Under the current laws MSMEs registered with the MSME ministry stand to benefit a 50% subsidy on their patent registration fees. This encourages small businesses and firms to keep innovating and working on new projects and technologies. The subsidy can be availed by submitting an application at the respective ministries.

3. Overdraft Interest Rate Exemption

Businesses and enterprises registered as MSMEs can avail a benefit of 1% on the OverDraft in a scheme that differs from bank to bank. This helps making small business secure during unfavourable markets.

4. Industrial Promotion Subsidy Eligibility

Businesses that have been registered as MSMEs are eligible for subsidies for Industrial Promotion as provided by the Government.

5. Protection against Payments (Delayed Payments)

MSMEs constantly face the risk of delayed payments which in turn disturbs their entire business. In order to protect registered companies, the Supreme Court has mandated that any buyer of good or services from registered MSMEs is required to make the payment on or before the agreed date of payment or within 15 days from the day they had accepted the goods or services. If the buyer delays the payment for more than 45 days after accepting the products or services then the buyer has to pay interest on the amount that was agreed to be paid. The interest rate is three times the rate that is notified by the Reserve Bank of India.

6. Fewer Electricity Bills

All companies that have the MSME Registration Certificate are entitled to concessions on their electric bill. This enables businesses to boost production and take in more orders without worrying about capital expenditure on costs like electricity and maintenance. micro, small and medium enterprises can avail of the concession by providing an application to the department of electricity along with the certificate of registration.

7. ISO Certification Charges Reimbursement

Any registered micro, small and medium enterprise can claim reimbursement of the expenses that were made in order to obtain an ISO certification. This motivates entrepreneurs to get their respective businesses ISO certified which helps them to do business abroad in terms of high-quality exports.

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